Attorney Teresa D. Gwynn

Teresa graduated from Loyola Marymount University with a Bachelor of Science in Biology in 1988.   She graduated from Boston University School of Law in May 1994. She was admitted to the California State Bar and to the Central District of the United States District Court in June 1995.

During her 20+ years of lawyering experience, Teresa served as a Judicial Law Clerk, in the United States Bankruptcy Court, Central District, for the Honorable Mitchel R. Goldberg from 1996 to 2007. During this tenure, she gained extensive experience and knowledge in the area of Chapter 7, Chapter 13, and Chapter 11 bankruptcy. Since leaving her clerkship position, Teresa has been a solo practitioner at the Gwynn Law Firm, PC. While her primary focus remains in bankruptcy law, she has enjoyed the experience that a solo practice offers in providing her a varied knowledge in commercial, business and real estate transactions, construction, employment law, and personal injury matters.

Teresa has assisted in various trial preparations, arbitrations, and mediations. She understands that some adversaries are so intransigent that only a judge and jury can resolve the case. On the other hand she is very much aware of the financial stress and uncertainty litigation can cause clients. As such, she advocates supporting settlement from a position of strength.

Her top-notch research skills provide her the ability to carefully review client practices and scrupulously advise on legal compliance.

In her off duty time, Teresa enjoys jogging, reading, and cooking. She is married and has four kids who consume most of her spare time.

Of Counsel Regina Z Peralta

Regina Z. Peralta is a partner in Castillo & Peralta, LLP. She has extensive experience in the areas of bankruptcy, including Chapter 7, Chapter 13, Chapter 11 and bankruptcy litigation, and Tax with focus on taxpayer representation.

She has been practicing law and has been admitted to the California State Bar since 2007. She is also a member of the United States Federal Court, Ninth Circuit Court of Appeals, Central District, Southern District, Eastern and Northern Districts.

Mrs. Peralta graduated and obtained her Juris Doctorate degree from Western State University College of Law. Prior to law school, Mrs. Peralta obtained two bachelor degrees from the University of California, Davis. Through her education and practice Mrs. Peralta developed an innate ability to understand unique needs of each client and approach each case with sensitivity and focus.

During her free time Mrs. Peralta volunteers with various legal organizations.


  • Western State University College of Law: Juris Doctorate – May 2006
  • University of California, Davis: Psychology & Russian Literature – June, 2003
  • University of San Francisco School of Law: International Law Summer Program – Prague, Czech Republic- July, 2005 to August, 2005


  • California State Bar Association – Admitted May, 2007
  • Central District of California – Admitted September, 2007
  • Eastern District of California – Admitted June, 2013
  • Southern District of California – Admitted November, 2013
  • Norther District of California – Admitted November, 2015
  • Los Angeles County Bar Association – Taxation Section
  • National Association of Consumer Bankruptcy Attorneys – NACBA 2014-2015
  • Central District Consumer Bankruptcy Attorney Association – CDCBAA 2013-2015


  • Public Counsel – Bankruptcy Reaffirmation Hearings – Volunteer Attorney
  • Volunteered with Income Tax Assistance Program
  • Friends of Robert Foundation – Founder/Attorney for Children with Special Needs
  • Volunteered for the District Attorney’s Office
  • Volunteered for Children’s Shelter
  • Volunteered as an interpreter for Russian/American Professional Exchange Program

Of Counsel Javier Castillo

Javier has been an attorney for fourteen years in California, practicing in the areas of bankruptcy, civil litigation, estate planning, probate and personal injury. His office has helped numerous Southern California families reorganize their estates, whether through bankruptcy, estate planning, or other creative strategies.

Javier is a former U.S. Army Paratrooper who served in Operation Desert Shield and Operation Desert Storm in 1990-1991.  He received an Honorable Discharge from the Army in 1992 and went on to earn a Bachelor’s degree from The University of California at Berkeley (Cal) in 1997.  He continued his academic pursuits and earned a Juris Doctor Degree at the University of California, Hastings College of The Law in 2001.  Javier was admitted to the State Bar of California in 2002. He is also admitted to all of the District Courts in the State of California, as well as the Ninth Circuit Court of Appeals.

Javier is fluent in Spanish and conversational in French. On his free time Javier and his wife Maria devote their time to their church and helping others in need through their nonprofit organization, the Jesus House Fund.


  • California Supreme Court (2002)
  • U.S. District Court, Northern District of California (2002)
  • U.S. District Court, Eastern District of California (2002)
  • U.S. District Court, Central District of California (2005)
  • U.S. District Court, Southern District of California (2005)
  • Ninth Circuit Court of Appeal (2003)

Our Offices

We’re mere blocks from the Riverside Division of the Federal Bankruptcy Court and the County of Riverside Historic Courthouse. We’re located right in the middle of the Inland Empire. Jeff Gwynn has been in Riverside for over 20 years and is committed to providing our clients with affordable and effective representation in bankruptcy related matters. The County of San Bernardino Superior Court’s Central Court house is only 12 miles away. Victorville, Hemet, Pomona, Palm Springs and Temecula courthouses are nearby easy commutes. Our centralized location saves our clients money by reducing travel expenses.

Our Commitment to You

We’re committed to providing you with top notch legal support. We approach every client with a focus on integrity, advocacy, and understanding. We fight for you! We endeavor to always provide smart, sensible, and cost-effective legal and business solutions for our clients.

Serving Temecula, Murrieta, Lake Elsinore, Canyon Lake, Menifee, Perris, Hemet, San Jacinto, Moreno Valley, Riverside, Corona, Norco, Alta Loma, Colton, Redlands, Highland, San Bernardino, Rancho Cucamonga, Ontario, Jurupa Valley, Alta Loma, Mira Loma, Ontario, Pomona, Chino, Chino Hills, Fontana, Rialto, Montclair, Upland, Claremont, Walnut, Victorville, Hesperia, Apple Valley, Adelanto, Palm Springs, Beaumont, Banning, Yucaipa, Mentone, Palm Desert, Coachella Valley, 29 Palms, Desert Hot Springs, Indian Wells, and all of the Inland Empire.